Our Policy

Gold Loan Policy

At Lekshmi Financiers, we take pride in being a private bank specializing in Gold Loans. Since our establishment in 1992, our primary objective has been to provide aid to those in need. With nearly three decades of industry expertise, we have earned the respect and confidence of the public through our constant commitment to client satisfaction.

Our Mission:

We are dedicated to putting your comfort and financial well-being first. Our skilled and committed personnel work tirelessly to ensure that you receive the best price for your gold assets. When you choose Lekshmi Financiers, you can trust that you are in capable hands.

Key Features of Our Gold Loan Policy:

1. No Hidden or Processing Charges:
   We believe in transparency and fairness. Therefore, we do not impose any hidden or processing charges on our gold loan services. You can rest assured that there are no unexpected costs or fees involved.
2. Dedicated Team:
   Our team of experienced professionals is here to assist you throughout the gold loan process. They are committed to providing personalized attention and guidance to meet your specific requirements.
3. Lower Interest Rate:
   We understand the importance of affordable financing. With Lekshmi Financiers, you can benefit from our competitive interest rates, ensuring that you have access to funds at a lower cost. Changes in Rate of interest shall be effected prospectively.
4. Instant Approval of Loan:
   We value your time and urgency. Our streamlined loan approval process ensures that you receive quick and hassle-free loan approval, allowing you to access funds promptly.
5. Maximum Value for Gold:
   We recognize the worth of your gold assets and strive to provide you with the maximum loan amount against them. Our comprehensive evaluation process ensures that you receive fair and accurate valuations.
6. Part Payment Options:
   We offer flexibility when it comes to loan repayments. Our gold loan policy includes part payment options, allowing you to make partial repayments based on your convenience and financial capabilities
7. Interest Calculation:
   Interest is charged based on the exact number of days for which the loan is taken. This ensures fairness and accuracy in interest calculation, providing you with transparency in the loan terms.
8. Confidentiality
   Unless authorized by the borrower, we will treat all personal information private and confidential
9. Privacy policy
   We collect information from you when you register on our site in order to improve our customer service, improve our website etc.. However we do not sell , trade or otherwise transfer any information. This doesn't include trusted third parties who assist us operating our website

Put Your Faith in Us:

At Lekshmi Financiers, we aim to build long-lasting relationships with our customers based on trust and reliability. When you choose our gold loan services, you can have confidence in our expertise, commitment, and dedication to providing you with the best financial solutions.